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Financial History

Statements of Financial Position

    Dec. 31, 2007 Dec. 31, 2006
ASSETS
Cash, time deposits, and investments  $     36,201,334  $     18,063,877
Loans receivable, net        103,079,211        109,416,141
Accrued interest receivable and    
  other assets           1,356,109           1,310,461
Total Assets  $ 140,636,654  $ 128,790,479
LIABILITIES AND NET ASSETS
Investment certificates  $   121,049,648  $   111,377,852
Other liabilities              258,658              233,264
Net Assets         19,328,348         17,179,363
Total Liabilities and Net Assets  $140,636,654  $128,790,479

The above is unaudited summary information prepared by management and is not a complete set of financial statements as required under U.S. Generally Accepted Accounting Principles. Please refer to Appendix A of our  Offering Circular for a complete set of audited financial statements.